Third party car insurance

Covers accidental damage your car causes to someone else’s car or property.

Third party car insurance

Covers accidental damage your car causes to someone else’s car or property.

Local friendly staff

We are on the ground ready to help when you need us the most.

CANSTAR 2019-2024 - Most Satisfied Customers - WA - Car Insurance

CANSTAR 2019-2024 - Most Satisfied Customers - WA - Car Insurance

Happy customers

Awarded Canstar’s Most Satisfied Customers – WA Car Insurer Award 6 years running.

Discounted fuel

RAC members save 4c a litre off fuel at Puma Energy, new Caltex and Better Choice.

Here’s some of what we cover

This information is a summary only. Conditions, limits and exclusions apply. Please view the Product Disclosure Statement (PDS) and Premium Excess and Discount Guide.

Cover for other licensed drivers

You’re covered if other licensed drivers use your car with your permission, whether you’re lending your car to a friend or sharing the driving on a road trip.

Damage to your car caused by uninsured vehicle

We’ll cover damage to your car if the other vehicle involved in the accidental collision is uninsured and that driver was solely at fault in causing the incident. The most we’ll pay is $5000.

Damage to another’s property

We will cover your liability for accidental damage caused to another person’s property arising from an incident which involves your car, or a trailer or a caravan attached to it.

Temporary cover for your new car

When you replace your car, we’ll insure your new car for 14 days from the date of purchase.

Lifetime guarantee on repairs

We provide a lifetime guarantee on workmanship and materials on repairs that we've authorised, so you can be sure you’re getting quality repairs that are safe.

Award winning car insurance

Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.

CANSTAR 2019 - Most Satisfied Customers - Car Insurer - WA

CANSTAR 2020 - Most Satisfied Customers - Car Insurer - WA

CANSTAR 2021 - Most Satisfied Customers - Car Insurer - WA

CANSTAR 2022 - Most Satisfied Customers - Car Insurer - WA

CANSTAR 2023 - Most Satisfied Customers - Car Insurer - WA

CANSTAR 2024 - Most Satisfied Customers - Car Insurer - WA

Most recommended

Excellent claims experience

Most recommended

Outstanding customer satisfaction

RAC members save more

As a member you get access to great discounts & offers Puma Energy and Caltex Save 4 cents per litre on fuel

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Better Choice 4 cents per litre off fuel

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Save 5% plus exclusive member offers* Woolworths Group Gift Cards Save up to 5% off Woolworths Group Gift Cards

Woolworths

Find out more about car insurance

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What's included in these covers?

Before you decide, please read our policy documents.

Insurance member support

Support for family violence, financial hardship, accessibility and specialist services.

^ Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members may be entitled to a discount on insurance once they've been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS. This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide. Before you make a decision, please check the policy documents to see if the policy is right for you.